Understanding the SGA Limit

When you return to work in Nevada:

• Earnings above the SGA limit($1,470 per month in 2024 for non-blind individuals) may cause benefits to stop.
• The SGA limit is adjusted annually, so it’s important to stay updated on current figures.

Trial Work Period (TWP)

This allows you to test your ability to work:

• You can earn any amount for up to 9 months within a 60-month period without losing SSDI benefits.
• The TWP provides an opportunity to gradually return to work while maintaining your benefits.

Extended Period of Eligibility (EPE)

After TWP, the EPE:

• Lasts for 36 months wherein you can still receive benefits if your earnings fall below the SGA limit.
• If earnings exceed the SGA during this time, benefits may be suspended but can restart if earnings later drop below the limit.

Reporting Work Activity

It is essential to:

• Report your earnings promptly to the SSA to avoid overpayments or penalties.
• Keep detailed records of your work and income during this period.

Possible Benefit Suspension or Termination

Be aware that:

• If your work is considered substantial and gainful, your benefits may be suspended or stopped.
• You may be eligible for continuing Medicare coverage after benefits end due to work.

Consult SSA Guidelines

Always:

• Review current SSA rules and updates regarding work and SSDI benefits in Nevada.
• Consider contacting the SSA or a professional for detailed, case-specific advice.