Basic Eligibility Criteria for SSDI and SSI

To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Nevada, you must meet certain requirements. Here’s a breakdown of each program:

• SSDI: To qualify for SSDI, you must have worked in jobs covered by Social Security and have earned enough work credits. The number of credits you need depends on your age, but generally, you need 40 credits (20 of which must have been earned in the last 10 years) to qualify for SSDI. Additionally, your condition must be severe enough to prevent you from working for at least 12 months.
• SSI: SSI is a need-based program for individuals with limited income and resources, regardless of work history. If you have low income and limited assets, you may qualify for SSI if you are disabled or 65 years or older. SSI is designed for those who haven’t paid into Social Security or have insufficient work history.

SSA's Definition of Disability

In order to qualify for either SSDI or SSI in Nevada, you must meet the Social Security Administration’s (SSA) definition of disability. The SSA defines a disability as:

• A condition that prevents you from doing substantial work for at least 12 months or is expected to result in death.
• Severe enough to interfere with basic work activities like standing, sitting, lifting, or walking.

The SSA will consider both physical and mental health conditions as part of this process. If you suffer from a chronic illness, injury, or mental health condition, you must provide evidence that it significantly limits your ability to work.

Qualifying Medical Conditions

To qualify for SSDI or SSI in Nevada, your medical condition must be listed in the SSA’s Listing of Impairments or be severe enough to prevent you from working. Conditions that typically qualify include:

• Musculoskeletal disorders (e.g., back problems, joint pain, knee injuries, or arthritis).
• Cardiovascular diseases (e.g., heart conditions or severe hypertension).
• Mental health conditions (e.g., PTSD, depression, bipolar disorder).
• Neurological disorders (e.g., epilepsy, multiple sclerosis, Parkinson’s disease).
• Cancer or chronic conditions like diabetes that significantly impair your ability to work.

If your condition is not specifically listed, the SSA may still approve your claim if the condition is equal in severity to one on the list, or if your condition severely impacts your daily activities.

How to Apply for Social Security Disability in Nevada

The application process for Social Security Disability in Nevada is similar to the process in other states. Here’s a step-by-step guide:

• Step 1: Gather Medical Evidence
  The most important part of your application is your medical documentation. Collect records from all of your doctors, specialists, and hospitals showing your diagnosis, treatment, and how your disability affects your ability to work.
• Step 2: Complete the Application
  You can apply for SSDI or SSI online at the SSA’s website or at your local Social Security office in Nevada. If you prefer, you can also apply by phone. The application requires personal information, a work history report, and details about your medical condition.
• Step 3: Submit Your Application
  Once you’ve completed the application, submit it to the SSA along with the necessary medical documentation. In Nevada, you can also submit documents directly at the SSA’s local office.
• Step 4: Wait for a Decision
  After you submit your application, the SSA will review your claim and medical records. The approval process can take several months. If your claim is denied, you can file an appeal.

What Happens if Your Claim is Denied?

It’s common for Social Security Disability claims to be denied initially, even if you have a legitimate case. If you receive a denial letter, here’s what you can do:

• Request Reconsideration: This is the first step in the appeal process. You can ask the SSA to review your claim again if they find that a mistake was made or that additional evidence was overlooked.
• Request a Hearing: If your reconsideration request is denied, you can request a hearing before an Administrative Law Judge (ALJ). This hearing gives you the chance to present your case in person and provide additional evidence.
• Submit Additional Evidence: If your condition worsens or you obtain new medical records, be sure to submit them during the appeal process to strengthen your case.